Important Legal Disclosure (DF-9 & US-001)

Notice: Not Legal, Tax, or Investment Advice

Please read this notice carefully before using the HomesHub platform.

1. Nature of Service: Informational Software Only

HomesHub provides an informational software utility designed to help families organize, visualize, and track their household, estate, and asset records. HomesHub is not a law firm, a financial advisory firm, a CPA, or a registered investment advisor.

2. No Attorney-Client or Fiduciary Relationship

Using HomesHub, completing readiness checks, or reviewing graph visualizations does not create an attorney-client, accountant-client, or fiduciary relationship between you and HomesHub Inc. or any of its affiliates.

3. Deterministic Rules Engine Disclaimers

HomesHub's Living Graph and Readiness Findings are powered by deterministic software rules (e.g., detecting missing beneficiary designations or unfunded trust assets). These findings are automated educational heuristics to help you prepare for conversations with licensed estate planning attorneys, CPAs, and insurance professionals.

4. Consult Licensed State Professionals

Estate laws vary significantly across jurisdictions (e.g., Florida homestead protections, California community property rules, probate thresholds). Always consult a licensed attorney in your state to execute wills, trusts, deeds, and statutory powers of attorney.

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